At Pico Mortgage Brokers, we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.
1) Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.
2) Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.
3) Tap Into Your Home's Equity: Refinancing can allow you to leverage your home's value for important expenditures like home improvements, education, or debt consolidation.
1) Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.
2) Loan Selection: We'll help you choose the best refinancing option for your needs, whether it's a rate-and-term refinance, cash-out refinance, or other specialized product.
3) Application and Approval: Our team will guide you through the application process, ensuring all paperwork is completed accurately and efficiently.
4) Closing: We'll be by your side at closing, making sure you understand every detail before you sign.
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Four Clover Homes is operating with the dba Pico Mortgage Brokers – NMLS ID #1585758.
Four Clover Homes, Inc. is a licensed Real Estate Broker – California Department of Real Estate, License Number 01941703 and NMLS # 1585758.
10350 Commerce Center Dr Suite A 150 Rancho Cucamonga, CA 91730